diff --git a/src/components/IOUConfirmationList.js b/src/components/IOUConfirmationList.js
index 3be35546855a..b3e946a3f347 100755
--- a/src/components/IOUConfirmationList.js
+++ b/src/components/IOUConfirmationList.js
@@ -8,6 +8,7 @@ import styles from '../styles/styles';
 import Text from './Text';
 import themeColors from '../styles/themes/default';
 import {
+    addSMSDomainIfPhoneNumber,
     getIOUConfirmationOptionsFromMyPersonalDetail,
     getIOUConfirmationOptionsFromParticipants,
 } from '../libs/OptionsListUtils';
@@ -225,7 +226,7 @@ class IOUConfirmationList extends Component {
         }
         const selectedParticipants = this.getSelectedParticipants();
         const splits = _.map(selectedParticipants, participant => ({
-            email: participant.login,
+            email: addSMSDomainIfPhoneNumber(participant.login),
 
             // We should send in cents to API
             // Cents is temporary and there must be support for other currencies in the future
@@ -233,7 +234,7 @@ class IOUConfirmationList extends Component {
         }));
 
         splits.push({
-            email: this.props.myPersonalDetails.login,
+            email: addSMSDomainIfPhoneNumber(this.props.myPersonalDetails.login),
 
             // The user is default and we should send in cents to API
             // USD is temporary and there must be support for other currencies in the future
diff --git a/src/libs/OptionsListUtils.js b/src/libs/OptionsListUtils.js
index 4123ef8e0ae7..7e7c38188cd9 100644
--- a/src/libs/OptionsListUtils.js
+++ b/src/libs/OptionsListUtils.js
@@ -106,7 +106,7 @@ function getPersonalDetailsForLogins(logins, personalDetails) {
 
         if (!personalDetail) {
             personalDetail = {
-                login: addSMSDomainIfPhoneNumber(login),
+                login,
                 displayName: login,
                 avatar: getDefaultAvatar(login),
             };
@@ -239,8 +239,7 @@ function createOption(personalDetailList, report, draftComments, {
 
         // It doesn't make sense to provide a login in the case of a report with multiple participants since
         // there isn't any one single login to refer to for a report.
-        // If single login is a mobile number, appending SMS domain
-        login: !hasMultipleParticipants ? addSMSDomainIfPhoneNumber(personalDetail.login) : null,
+        login: !hasMultipleParticipants ? personalDetail.login : null,
         reportID: report ? report.reportID : null,
         isUnread: report ? report.unreadActionCount > 0 : null,
         hasDraftComment: _.size(reportDraftComment) > 0,
@@ -289,7 +288,7 @@ function isCurrentUser(userDetails) {
         return false;
     }
 
-    // If user login is mobile number, append sms domain if not appended already just a fail safe.
+    // If user login is mobile number, append sms domain if not appended already.
     const userDetailsLogin = addSMSDomainIfPhoneNumber(userDetails.login);
 
     // Initial check with currentUserLogin
diff --git a/src/pages/iou/IOUModal.js b/src/pages/iou/IOUModal.js
index 1fd560f46fb5..f71ce27f4d88 100755
--- a/src/pages/iou/IOUModal.js
+++ b/src/pages/iou/IOUModal.js
@@ -3,6 +3,7 @@ import {View, TouchableOpacity} from 'react-native';
 import PropTypes from 'prop-types';
 import lodashGet from 'lodash/get';
 import {withOnyx} from 'react-native-onyx';
+import Str from 'expensify-common/lib/str';
 import IOUAmountPage from './steps/IOUAmountPage';
 import IOUParticipantsPage from './steps/IOUParticipantsPage';
 import IOUConfirmPage from './steps/IOUConfirmPage';
@@ -17,7 +18,7 @@ import Navigation from '../../libs/Navigation/Navigation';
 import ONYXKEYS from '../../ONYXKEYS';
 import withLocalize, {withLocalizePropTypes} from '../../components/withLocalize';
 import compose from '../../libs/compose';
-import {getPersonalDetailsForLogins} from '../../libs/OptionsListUtils';
+import {addSMSDomainIfPhoneNumber, getPersonalDetailsForLogins} from '../../libs/OptionsListUtils';
 import FullScreenLoadingIndicator from '../../components/FullscreenLoadingIndicator';
 import ScreenWrapper from '../../components/ScreenWrapper';
 import Tooltip from '../../components/Tooltip';
@@ -109,7 +110,7 @@ class IOUModal extends Component {
             .map(personalDetails => ({
                 login: personalDetails.login,
                 text: personalDetails.displayName,
-                alternateText: personalDetails.login,
+                alternateText: Str.isSMSLogin(personalDetails.login) ? Str.removeSMSDomain(personalDetails.login) : personalDetails.login,
                 icons: [personalDetails.avatar],
                 keyForList: personalDetails.login,
             }));
@@ -270,7 +271,7 @@ class IOUModal extends Component {
             // should send in cents to API
             amount: Math.round(this.state.amount * 100),
             currency: this.props.iou.selectedCurrencyCode,
-            debtorEmail: this.state.participants[0].login,
+            debtorEmail: addSMSDomainIfPhoneNumber(this.state.participants[0].login),
         });
     }
 
diff --git a/tests/unit/OptionsListUtilsTest.js b/tests/unit/OptionsListUtilsTest.js
index 0a16c61e642b..0bdcea4ca963 100644
--- a/tests/unit/OptionsListUtilsTest.js
+++ b/tests/unit/OptionsListUtilsTest.js
@@ -445,7 +445,7 @@ describe('OptionsListUtils', () => {
         expect(results.recentReports.length).toBe(0);
         expect(results.personalDetails.length).toBe(0);
         expect(results.userToInvite).not.toBe(null);
-        expect(results.userToInvite.login).toBe(`+15005550006${CONST.SMS.DOMAIN}`);
+        expect(results.userToInvite.login).toBe('+15005550006');
 
         // When we add a search term for which no options exist and the searchValue itself
         // is a potential phone number with country code added
@@ -456,7 +456,7 @@ describe('OptionsListUtils', () => {
         expect(results.recentReports.length).toBe(0);
         expect(results.personalDetails.length).toBe(0);
         expect(results.userToInvite).not.toBe(null);
-        expect(results.userToInvite.login).toBe(`+15005550006${CONST.SMS.DOMAIN}`);
+        expect(results.userToInvite.login).toBe('+15005550006');
 
         // Test Concierge's existence in new group options
         results = OptionsListUtils.getNewGroupOptions(REPORTS_WITH_CONCIERGE, PERSONAL_DETAILS_WITH_CONCIERGE);