diff --git a/browser/extensions/api/brave_rewards_api.cc b/browser/extensions/api/brave_rewards_api.cc
index ab0394302495..33b2a4f52552 100644
--- a/browser/extensions/api/brave_rewards_api.cc
+++ b/browser/extensions/api/brave_rewards_api.cc
@@ -1014,6 +1014,7 @@ void BraveRewardsGetExternalWalletFunction::OnExternalWalet(
     data->SetStringKey("withdrawUrl", wallet->withdraw_url);
     data->SetStringKey("userName", wallet->user_name);
     data->SetStringKey("accountUrl", wallet->account_url);
+    data->SetStringKey("loginUrl", wallet->login_url);
   }
 
   Respond(TwoArguments(
diff --git a/browser/ui/webui/brave_rewards_page_ui.cc b/browser/ui/webui/brave_rewards_page_ui.cc
index 65233d493f7b..22955516c2cb 100644
--- a/browser/ui/webui/brave_rewards_page_ui.cc
+++ b/browser/ui/webui/brave_rewards_page_ui.cc
@@ -1647,6 +1647,7 @@ void RewardsDOMHandler::OnGetExternalWallet(
       wallet_dict.SetStringKey("withdrawUrl", wallet->withdraw_url);
       wallet_dict.SetStringKey("userName", wallet->user_name);
       wallet_dict.SetStringKey("accountUrl", wallet->account_url);
+      wallet_dict.SetStringKey("loginUrl", wallet->login_url);
     }
 
     data.SetKey("wallet", std::move(wallet_dict));
diff --git a/browser/ui/webui/brave_tip_ui.cc b/browser/ui/webui/brave_tip_ui.cc
index bb3678b9783c..8c5c258e5347 100644
--- a/browser/ui/webui/brave_tip_ui.cc
+++ b/browser/ui/webui/brave_tip_ui.cc
@@ -463,6 +463,7 @@ void RewardsTipDOMHandler::OnExternalWallet(
     data.SetString("withdrawUrl", wallet->withdraw_url);
     data.SetString("userName", wallet->user_name);
     data.SetString("accountUrl", wallet->account_url);
+    data.SetString("loginUrl", wallet->login_url);
     data.SetInteger("status", static_cast<int>(wallet->status));
   }
 
diff --git a/browser/ui/webui/brave_webui_source.cc b/browser/ui/webui/brave_webui_source.cc
index 73305ae70ee0..db6469a2959f 100644
--- a/browser/ui/webui/brave_webui_source.cc
+++ b/browser/ui/webui/brave_webui_source.cc
@@ -411,6 +411,8 @@ void CustomizeWebUIHTMLSource(const std::string &name,
         { "redirectModalError", IDS_BRAVE_REWARDS_LOCAL_REDIRECT_MODAL_ERROR },
         { "redirectModalClose", IDS_BRAVE_REWARDS_LOCAL_REDIRECT_MODAL_CLOSE },
         { "redirectModalErrorWallet", IDS_BRAVE_REWARDS_LOCAL_REDIRECT_MODAL_ERROR_WALLET },     // NOLINT
+        { "redirectModalBatLimitTitle", IDS_BRAVE_REWARDS_LOCAL_REDIRECT_MODAL_BAT_LIMIT_TITLE },     // NOLINT
+        { "redirectModalBatLimitText", IDS_BRAVE_REWARDS_LOCAL_REDIRECT_MODAL_BAT_LIMIT_TEXT },     // NOLINT
 
         { "click",  IDS_BRAVE_REWARDS_LOCAL_ADS_CONFIRMATION_TYPE_CLICK },
         { "dismiss",  IDS_BRAVE_REWARDS_LOCAL_ADS_CONFIRMATION_TYPE_DISMISS },
@@ -510,6 +512,9 @@ void CustomizeWebUIHTMLSource(const std::string &name,
         { "import", IDS_BRAVE_UI_IMPORT },
         { "includeInAuto", IDS_BRAVE_UI_INCLUDE_IN_AUTO },
         { "learnMore", IDS_BRAVE_UI_LEARN_MORE },
+        { "login", IDS_BRAVE_UI_LOGIN },
+        { "loginMessageTitle", IDS_BRAVE_UI_LOGIN_MESSAGE_TITLE },
+        { "loginMessageText", IDS_BRAVE_UI_LOGIN_MESSAGE_TEXT },
         { "makeMonthly", IDS_BRAVE_UI_MAKE_MONTHLY },
         { "manageWallet", IDS_BRAVE_UI_MANAGE_WALLET },
         { "markAsInappropriate", IDS_BRAVE_UI_ADS_MARK_AS_INAPPROPRIATE },
diff --git a/common/extensions/api/brave_rewards.json b/common/extensions/api/brave_rewards.json
index cd1b4649edba..fb8741227769 100644
--- a/common/extensions/api/brave_rewards.json
+++ b/common/extensions/api/brave_rewards.json
@@ -1049,6 +1049,9 @@
                   },
                   "accountUrl": {
                     "type": "any"
+                  },
+                  "loginUrl": {
+                    "type": "string"
                   }
                 }
               }
diff --git a/components/brave_rewards/browser/external_wallet.cc b/components/brave_rewards/browser/external_wallet.cc
index 5bf56bb0b979..0ada1ad3c08a 100644
--- a/components/brave_rewards/browser/external_wallet.cc
+++ b/components/brave_rewards/browser/external_wallet.cc
@@ -25,6 +25,7 @@ namespace brave_rewards {
     withdraw_url = properties.withdraw_url;
     user_name = properties.user_name;
     account_url = properties.account_url;
+    login_url = properties.login_url;
   }
 
   std::string ExternalWallet::toJson() {
@@ -41,6 +42,7 @@ namespace brave_rewards {
     dict.SetStringKey("withdraw_url", withdraw_url);
     dict.SetStringKey("user_name", user_name);
     dict.SetStringKey("account_url", account_url);
+    dict.SetStringKey("login_url", login_url);
     base::JSONWriter::Write(dict, &json_wallet);
     return json_wallet;
   }
diff --git a/components/brave_rewards/browser/external_wallet.h b/components/brave_rewards/browser/external_wallet.h
index db7cbbaa12ca..c7e9517acc7b 100644
--- a/components/brave_rewards/browser/external_wallet.h
+++ b/components/brave_rewards/browser/external_wallet.h
@@ -25,6 +25,7 @@ struct ExternalWallet {
   std::string withdraw_url;
   std::string user_name;
   std::string account_url;
+  std::string login_url;
 };
 
 }  // namespace brave_rewards
diff --git a/components/brave_rewards/browser/rewards_service_impl.cc b/components/brave_rewards/browser/rewards_service_impl.cc
index 114ff3a5a3fa..c2c74619d418 100644
--- a/components/brave_rewards/browser/rewards_service_impl.cc
+++ b/components/brave_rewards/browser/rewards_service_impl.cc
@@ -3151,6 +3151,7 @@ void RewardsServiceImpl::SaveExternalWallet(const std::string& wallet_type,
   new_wallet.SetStringKey("add_url", wallet->add_url);
   new_wallet.SetStringKey("withdraw_url", wallet->withdraw_url);
   new_wallet.SetStringKey("account_url", wallet->account_url);
+  new_wallet.SetStringKey("login_url", wallet->login_url);
 
   new_wallets.SetKey(wallet_type, std::move(new_wallet));
 
@@ -3219,6 +3220,11 @@ RewardsServiceImpl::GetExternalWallets() {
       wallet->account_url = *account_url;
     }
 
+    auto* login_url = it.second.FindStringKey("login_url");
+    if (login_url) {
+      wallet->login_url = *login_url;
+    }
+
     wallets.insert(std::make_pair(it.first, std::move(wallet)));
   }
 
@@ -3243,6 +3249,7 @@ void RewardsServiceImpl::OnGetExternalWallet(
     external->withdraw_url = wallet->withdraw_url;
     external->user_name = wallet->user_name;
     external->account_url = wallet->account_url;
+    external->login_url = wallet->login_url;
   }
 
   std::move(callback).Run(static_cast<int>(result), std::move(external));
diff --git a/components/brave_rewards/browser/test/common/rewards_browsertest_promotion.cc b/components/brave_rewards/browser/test/common/rewards_browsertest_promotion.cc
index bdb65f88a37b..53664a8b9f9e 100644
--- a/components/brave_rewards/browser/test/common/rewards_browsertest_promotion.cc
+++ b/components/brave_rewards/browser/test/common/rewards_browsertest_promotion.cc
@@ -67,6 +67,23 @@ void RewardsBrowserTestPromotion::OnPromotionFinished(
   }
 }
 
+void RewardsBrowserTestPromotion::WaitForUnblindedTokensReady() {
+  if (unblinded_tokens_) {
+    return;
+  }
+
+  wait_for_unblinded_tokens_loop_.reset(new base::RunLoop);
+  wait_for_unblinded_tokens_loop_->Run();
+}
+
+void RewardsBrowserTestPromotion::OnUnblindedTokensReady(
+    brave_rewards::RewardsService* rewards_service) {
+  unblinded_tokens_ = true;
+  if (wait_for_unblinded_tokens_loop_) {
+    wait_for_unblinded_tokens_loop_->Quit();
+  }
+}
+
 brave_rewards::Promotion RewardsBrowserTestPromotion::GetPromotion() {
   return promotion_;
 }
@@ -90,6 +107,7 @@ double RewardsBrowserTestPromotion::ClaimPromotionViaCode() {
       solution,
       base::DoNothing());
   WaitForPromotionFinished();
+  WaitForUnblindedTokensReady();
   return 30;
 }
 
diff --git a/components/brave_rewards/browser/test/common/rewards_browsertest_promotion.h b/components/brave_rewards/browser/test/common/rewards_browsertest_promotion.h
index 2ede26157604..e9d290374d59 100644
--- a/components/brave_rewards/browser/test/common/rewards_browsertest_promotion.h
+++ b/components/brave_rewards/browser/test/common/rewards_browsertest_promotion.h
@@ -32,6 +32,8 @@ class RewardsBrowserTestPromotion
 
   void WaitForPromotionFinished();
 
+  void WaitForUnblindedTokensReady();
+
   brave_rewards::Promotion GetPromotion();
 
   std::string GetPromotionId();
@@ -49,10 +51,15 @@ class RewardsBrowserTestPromotion
       const uint32_t result,
       brave_rewards::Promotion promotion) override;
 
+  void OnUnblindedTokensReady(
+      brave_rewards::RewardsService* rewards_service) override;
+
   std::unique_ptr<base::RunLoop> wait_for_initialization_loop_;
   bool initialized_ = false;
   std::unique_ptr<base::RunLoop> wait_for_finished_loop_;
   bool finished_ = false;
+  std::unique_ptr<base::RunLoop> wait_for_unblinded_tokens_loop_;
+  bool unblinded_tokens_ = false;
 
   brave_rewards::Promotion promotion_;
   Browser* browser_;  // NOT OWNED
diff --git a/components/brave_rewards/browser/test/rewards_browsertest.cc b/components/brave_rewards/browser/test/rewards_browsertest.cc
index 1a8aa1758be5..4c14fc36780c 100644
--- a/components/brave_rewards/browser/test/rewards_browsertest.cc
+++ b/components/brave_rewards/browser/test/rewards_browsertest.cc
@@ -240,6 +240,8 @@ IN_PROC_BROWSER_TEST_F(
 
 IN_PROC_BROWSER_TEST_F(RewardsBrowserTest, NotVerifiedWallet) {
   rewards_browsertest_helper::EnableRewards(browser());
+  contribution_->AddBalance(promotion_->ClaimPromotionViaCode());
+  contribution_->IsBalanceCorrect();
 
   // Click on verify button
   rewards_browsertest_util::WaitForElementThenClick(
@@ -452,4 +454,32 @@ IN_PROC_BROWSER_TEST_F(RewardsBrowserTest, ResetRewardsWithBAT) {
       "Your 30 BATs and other Rewards");
 }
 
+IN_PROC_BROWSER_TEST_F(RewardsBrowserTest, UpholdLimitNoBAT) {
+  rewards_browsertest_helper::EnableRewards(browser());
+
+  rewards_browsertest_util::WaitForElementThenClick(
+      contents(),
+      "#verify-wallet-button");
+
+  rewards_browsertest_util::WaitForElementThenClick(
+      contents(),
+      "#cancel-login-button");
+
+  rewards_browsertest_util::WaitForElementThenClick(
+      contents(),
+      "#verify-wallet-button");
+
+  rewards_browsertest_util::WaitForElementThenClick(
+      contents(),
+      "#login-button");
+
+  // Check if we are redirected to uphold
+  {
+    const GURL current_url = contents()->GetURL();
+
+    auto found = current_url.spec().find("intention=login");
+    ASSERT_TRUE(found != std::string::npos);
+  }
+}
+
 }  // namespace rewards_browsertest
diff --git a/components/brave_rewards/resources/extension/brave_rewards/_locales/en_US/messages.json b/components/brave_rewards/resources/extension/brave_rewards/_locales/en_US/messages.json
index 205870a59bc0..bef657c01316 100644
--- a/components/brave_rewards/resources/extension/brave_rewards/_locales/en_US/messages.json
+++ b/components/brave_rewards/resources/extension/brave_rewards/_locales/en_US/messages.json
@@ -598,5 +598,21 @@
         "example": "John"
       }
     }
+  },
+  "cancel":  {
+    "message": "Cancel",
+    "description": "Text for cancel button"
+  },
+  "login":  {
+    "message": "Login",
+    "description": "Text for login button"
+  },
+  "loginMessageTitle":  {
+    "message": "Verifying wallet allows you to manage your funds more efficiently.",
+    "description": "Text for login button"
+  },
+  "loginMessageText":  {
+    "message": "You need to have minimum 25 BAT to create an Uphold account. Please try again later. <br/> If you already have a verified Uphold account, continue to login.",
+    "description": "Text for login button"
   }
 }
diff --git a/components/brave_rewards/resources/extension/brave_rewards/background/api/locale_api.ts b/components/brave_rewards/resources/extension/brave_rewards/background/api/locale_api.ts
index 03e332551c7e..fbc72b7fb791 100644
--- a/components/brave_rewards/resources/extension/brave_rewards/background/api/locale_api.ts
+++ b/components/brave_rewards/resources/extension/brave_rewards/background/api/locale_api.ts
@@ -143,7 +143,11 @@ export const getUIMessages = (): Record<string, string> => {
     'walletVerificationListHeader',
     'walletVerificationTitle1',
     'walletVerified',
-    'yourBalance'
+    'yourBalance',
+    'cancel',
+    'login',
+    'loginMessageTitle',
+    'loginMessageText'
   ]
 
   let translations = {}
diff --git a/components/brave_rewards/resources/extension/brave_rewards/components/app.tsx b/components/brave_rewards/resources/extension/brave_rewards/components/app.tsx
index 5f5a058ddd23..7ac7e58c1f85 100644
--- a/components/brave_rewards/resources/extension/brave_rewards/components/app.tsx
+++ b/components/brave_rewards/resources/extension/brave_rewards/components/app.tsx
@@ -241,7 +241,7 @@ export class RewardsPanel extends React.Component<Props, State> {
   }
 
   openRewardsAddFunds = () => {
-    const { externalWallet } = this.props.rewardsPanelData
+    const { externalWallet, balance } = this.props.rewardsPanelData
 
     if (!externalWallet) {
       return
@@ -254,10 +254,7 @@ export class RewardsPanel extends React.Component<Props, State> {
       return
     }
 
-    if (externalWallet.verifyUrl) {
-      utils.handleUpholdLink(externalWallet.verifyUrl, externalWallet)
-      return
-    }
+    utils.handleUpholdLink(balance, externalWallet)
   }
 
   openTOS () {
@@ -331,7 +328,7 @@ export class RewardsPanel extends React.Component<Props, State> {
     let onVerifyClick = undefined
     if (!this.state.onlyAnonWallet) {
       walletStatus = utils.getWalletStatus(externalWallet)
-      onVerifyClick = utils.onVerifyClick.bind(this, this.actions)
+      onVerifyClick = utils.handleUpholdLink.bind(this, balance, externalWallet)
     }
 
     return (
diff --git a/components/brave_rewards/resources/extension/brave_rewards/components/panel.tsx b/components/brave_rewards/resources/extension/brave_rewards/components/panel.tsx
index 27b8962f5979..60720169b0f9 100644
--- a/components/brave_rewards/resources/extension/brave_rewards/components/panel.tsx
+++ b/components/brave_rewards/resources/extension/brave_rewards/components/panel.tsx
@@ -253,7 +253,7 @@ export class Panel extends React.Component<Props, State> {
   }
 
   onAddFunds = (notificationId?: string) => {
-    const { externalWallet } = this.props.rewardsPanelData
+    const { externalWallet, balance } = this.props.rewardsPanelData
 
     if (notificationId) {
       this.actions.deleteNotification(notificationId)
@@ -270,10 +270,7 @@ export class Panel extends React.Component<Props, State> {
       return
     }
 
-    if (externalWallet.verifyUrl) {
-      utils.handleUpholdLink(externalWallet.verifyUrl, externalWallet)
-      return
-    }
+    utils.handleUpholdLink(balance, externalWallet)
   }
 
   showTipSiteDetail = (monthly: boolean) => {
@@ -720,7 +717,7 @@ export class Panel extends React.Component<Props, State> {
     let onVerifyClick = undefined
     if (!this.props.onlyAnonWallet) {
       walletStatus = utils.getWalletStatus(externalWallet)
-      onVerifyClick = utils.onVerifyClick.bind(this, this.actions)
+      onVerifyClick = utils.handleUpholdLink.bind(this, balance, externalWallet)
     }
 
     return (
@@ -745,6 +742,7 @@ export class Panel extends React.Component<Props, State> {
         goToUphold={this.goToUphold}
         greetings={utils.getGreetings(externalWallet)}
         onlyAnonWallet={this.props.onlyAnonWallet}
+        showLoginMessage={balance.total < 25}
         {...notification}
       >
         <WalletSummarySlider
diff --git a/components/brave_rewards/resources/extension/brave_rewards/utils.ts b/components/brave_rewards/resources/extension/brave_rewards/utils.ts
index f53ddb7ab120..42dbee60d559 100644
--- a/components/brave_rewards/resources/extension/brave_rewards/utils.ts
+++ b/components/brave_rewards/resources/extension/brave_rewards/utils.ts
@@ -147,41 +147,38 @@ export const getGreetings = (externalWallet?: RewardsExtension.ExternalWallet) =
   return getMessage('greetingsVerified', [externalWallet.userName])
 }
 
-export const handleUpholdLink = (link: string, externalWallet?: RewardsExtension.ExternalWallet) => {
+export const handleUpholdLink = (balance: RewardsExtension.Balance, externalWallet?: RewardsExtension.ExternalWallet) => {
+  if (!externalWallet) {
+    return
+  }
+
+  let link = externalWallet.verifyUrl
+
   if (!externalWallet || (externalWallet && externalWallet.status === 0)) {
     link = 'brave://rewards/#verify'
   }
 
+  if (balance.total < 25) {
+    link = externalWallet.loginUrl
+  }
+
   chrome.tabs.create({
     url: link
   })
 }
 
-export const getExternalWallet = (actions: any, externalWallet?: RewardsExtension.ExternalWallet, open: boolean = false) => {
+export const getExternalWallet = (actions: any, externalWallet?: RewardsExtension.ExternalWallet) => {
   chrome.braveRewards.getExternalWallet('uphold', (result: number, wallet: RewardsExtension.ExternalWallet) => {
     // EXPIRED TOKEN
     if (result === 24) {
-      getExternalWallet(actions, externalWallet, open)
+      getExternalWallet(actions, externalWallet)
       return
     }
 
     actions.onExternalWallet(wallet)
-
-    if (open && wallet.verifyUrl) {
-      handleUpholdLink(wallet.verifyUrl)
-    }
   })
 }
 
-export const onVerifyClick = (actions: any, externalWallet?: RewardsExtension.ExternalWallet) => {
-  if (!externalWallet || externalWallet.verifyUrl) {
-    getExternalWallet(actions, externalWallet, true)
-    return
-  }
-
-  handleUpholdLink(externalWallet.verifyUrl)
-}
-
 export const getClaimedPromotions = (promotions: RewardsExtension.Promotion[]) => {
   return promotions.filter((promotion: RewardsExtension.Promotion) => {
     return promotion.status === 4 // PromotionStatus::FINISHED
diff --git a/components/brave_rewards/resources/page/components/pageWallet.tsx b/components/brave_rewards/resources/page/components/pageWallet.tsx
index 9e5585e588d9..e5d55cc22adb 100644
--- a/components/brave_rewards/resources/page/components/pageWallet.tsx
+++ b/components/brave_rewards/resources/page/components/pageWallet.tsx
@@ -360,15 +360,24 @@ class PageWallet extends React.Component<Props, State> {
     this.actions.removeAllPendingContribution()
   }
 
-  handleUpholdLink = (link: string) => {
-    const { ui, externalWallet } = this.props.rewardsData
-    if (!ui.onBoardingDisplayed &&
-        (!externalWallet || (externalWallet && externalWallet.status === 0))) {
+  handleUpholdLink = () => {
+    const { ui, externalWallet, balance } = this.props.rewardsData
+
+    if (!externalWallet) {
+      return
+    }
+
+    if (balance.total < 25) {
+      window.open(externalWallet.loginUrl, '_self')
+      return
+    }
+
+    if (!ui.onBoardingDisplayed && externalWallet.status === 0) {
       this.toggleVerifyModal()
       return
     }
 
-    window.open(link, '_self')
+    window.open(externalWallet.verifyUrl, '_self')
   }
 
   onVerifyClick = (hideVerify: boolean) => {
@@ -383,7 +392,7 @@ class PageWallet extends React.Component<Props, State> {
       this.actions.onOnBoardingDisplayed()
     }
 
-    this.handleUpholdLink(externalWallet.verifyUrl)
+    this.handleUpholdLink()
   }
 
   getWalletStatus = (): WalletState | undefined => {
@@ -436,7 +445,7 @@ class PageWallet extends React.Component<Props, State> {
     }
 
     if (externalWallet.verifyUrl) {
-      this.handleUpholdLink(externalWallet.verifyUrl)
+      this.handleUpholdLink()
       return
     }
   }
@@ -793,6 +802,7 @@ class PageWallet extends React.Component<Props, State> {
           goToUphold={this.goToUphold}
           greetings={this.getGreetings()}
           onlyAnonWallet={onlyAnonWallet}
+          showLoginMessage={balance.total < 25}
         >
           {
             enabledMain
diff --git a/components/brave_rewards/resources/page/components/settingsPage.tsx b/components/brave_rewards/resources/page/components/settingsPage.tsx
index 76c0c9a38d67..5ea93e5b1a7d 100644
--- a/components/brave_rewards/resources/page/components/settingsPage.tsx
+++ b/components/brave_rewards/resources/page/components/settingsPage.tsx
@@ -240,6 +240,18 @@ class SettingsPage extends React.Component<Props, State> {
       )
     }
 
+    if (ui.modalRedirect === 'batLimit') {
+      return (
+        <ModalRedirect
+          id={'redirect-modal-bat-limit'}
+          titleText={getLocale('redirectModalBatLimitTitle')}
+          errorText={{ __html: getLocale('redirectModalBatLimitText') }}
+          buttonText={getLocale('redirectModalClose')}
+          onClick={this.actions.hideRedirectModal}
+        />
+      )
+    }
+
     if (ui.modalRedirect === 'error') {
       return (
         <ModalRedirect
diff --git a/components/brave_rewards/resources/page/reducers/rewards_reducer.ts b/components/brave_rewards/resources/page/reducers/rewards_reducer.ts
index eb569bff5351..9d28b0b407e4 100644
--- a/components/brave_rewards/resources/page/reducers/rewards_reducer.ts
+++ b/components/brave_rewards/resources/page/reducers/rewards_reducer.ts
@@ -342,6 +342,12 @@ const rewardsReducer: Reducer<Rewards.State | undefined> = (state: Rewards.State
         break
       }
 
+      // NOT_FOUND
+      if (data.result === 9) {
+        ui.modalRedirect = 'batLimit'
+        break
+      }
+
       if (data.result !== 0) {
         ui.modalRedirect = 'error'
         break
diff --git a/components/brave_rewards/resources/ui/components/walletWrapper/index.tsx b/components/brave_rewards/resources/ui/components/walletWrapper/index.tsx
index 2a7c3ae37afb..4a86227b72e1 100644
--- a/components/brave_rewards/resources/ui/components/walletWrapper/index.tsx
+++ b/components/brave_rewards/resources/ui/components/walletWrapper/index.tsx
@@ -41,7 +41,10 @@ import {
   StyledVerifiedButtonIcon,
   StyledVerifiedButtonText,
   StyledDialogList,
-  StyledLink
+  StyledLink,
+  LoginMessage,
+  LoginMessageButtons,
+  LoginMessageText
 } from './style'
 import { getLocale } from 'brave-ui/helpers'
 import { GrantCaptcha, GrantComplete, GrantError, GrantWrapper, WalletPopup } from '../'
@@ -151,6 +154,7 @@ export interface Props {
   goToUphold?: () => void
   greetings?: string
   onlyAnonWallet?: boolean
+  showLoginMessage?: boolean
 }
 
 export type Step = '' | 'captcha' | 'complete'
@@ -158,6 +162,7 @@ export type Step = '' | 'captcha' | 'complete'
 interface State {
   grantDetails: boolean,
   verificationDetails: boolean
+  showLoginMessage: boolean
 }
 
 export default class WalletWrapper extends React.PureComponent<Props, State> {
@@ -165,7 +170,8 @@ export default class WalletWrapper extends React.PureComponent<Props, State> {
     super(props)
     this.state = {
       grantDetails: false,
-      verificationDetails: false
+      verificationDetails: false,
+      showLoginMessage: false
     }
   }
 
@@ -317,12 +323,27 @@ export default class WalletWrapper extends React.PureComponent<Props, State> {
     )
   }
 
+  walletButtonClicked = () => {
+    if (!this.props.onVerifyClick) {
+      return
+    }
+
+    if (!this.props.showLoginMessage) {
+      this.props.onVerifyClick()
+      return
+    }
+
+    this.setState({
+      showLoginMessage: true
+    })
+  }
+
   generateWalletButton = (walletState: WalletState) => {
     const buttonProps: Partial<ButtonProps> = {
       size: 'small',
       level: 'primary',
       brand: 'rewards',
-      onClick: this.props.onVerifyClick
+      onClick: this.walletButtonClicked
     }
 
     switch (walletState) {
@@ -531,6 +552,12 @@ export default class WalletWrapper extends React.PureComponent<Props, State> {
     )
   }
 
+  toggleLoginMessage = () => {
+    this.setState({
+      showLoginMessage: false
+    })
+  }
+
   render () {
     const {
       id,
@@ -695,6 +722,32 @@ export default class WalletWrapper extends React.PureComponent<Props, State> {
                 : this.generateNotification(notification)
             }
             <StyledCurve background={gradientTop} />
+            {
+              this.state.showLoginMessage
+              ? <LoginMessage>
+                  <LoginMessageText>
+                    <b>{getLocale('loginMessageTitle')}</b>
+                    <p dangerouslySetInnerHTML={{ __html: getLocale('loginMessageText') }} />
+                  </LoginMessageText>
+                  <LoginMessageButtons>
+                    <Button
+                      level={'secondary'}
+                      type={'accent'}
+                      text={getLocale('cancel')}
+                      onClick={this.toggleLoginMessage}
+                      id={'cancel-login-button'}
+                    />
+                    <Button
+                      level={'primary'}
+                      type={'accent'}
+                      text={getLocale('login')}
+                      onClick={this.props.onVerifyClick}
+                      id={'login-button'}
+                    />
+                  </LoginMessageButtons>
+              </LoginMessage>
+              : null
+            }
           </StyledHeader>
           <StyledContent
             contentPadding={contentPadding}
diff --git a/components/brave_rewards/resources/ui/components/walletWrapper/style.ts b/components/brave_rewards/resources/ui/components/walletWrapper/style.ts
index 9781a004a09d..5add0b38f0bd 100644
--- a/components/brave_rewards/resources/ui/components/walletWrapper/style.ts
+++ b/components/brave_rewards/resources/ui/components/walletWrapper/style.ts
@@ -387,3 +387,32 @@ export const StyledLink = styled<{}, 'a'>('a')`
   display: inline-block;
   cursor: pointer;
 `
+
+export const LoginMessage = styled<{}, 'div'>('div')`
+  position: absolute;
+  background: ${palette.white};
+  top: 50px;
+  left: 0;
+  right: 0;
+  margin: 0 auto;
+  border-radius: 6px;
+  width: 95%;
+  box-shadow: 0 0 12px 0 rgba(12, 13, 33, 0.44);
+  z-index: 5;
+`
+
+export const LoginMessageText = styled<{}, 'div'>('div')`
+  margin: 0;
+  padding: 15px;
+  line-height: 1.3;
+`
+
+export const LoginMessageButtons = styled<{}, 'div'>('div')`
+  display: flex;
+  margin: 0 0 15px;
+  justify-content: center;
+
+  > button {
+    margin: 0 5px;
+  }
+`
diff --git a/components/definitions/rewards.d.ts b/components/definitions/rewards.d.ts
index 99eecdbe995d..92c3db653673 100644
--- a/components/definitions/rewards.d.ts
+++ b/components/definitions/rewards.d.ts
@@ -68,7 +68,7 @@ declare namespace Rewards {
     ui: {
       emptyWallet: boolean
       modalBackup: boolean
-      modalRedirect: 'show' | 'hide' | 'error' | 'notAllowed'
+      modalRedirect: 'show' | 'hide' | 'error' | 'notAllowed' | 'batLimit'
       paymentIdCheck: boolean
       promosDismissed?: {
         [key: string]: boolean
@@ -288,6 +288,7 @@ declare namespace Rewards {
     withdrawUrl: string
     userName?: string
     accountUrl: string
+    loginUrl: string
   }
 
   export interface ProcessRewardsPageUrl {
diff --git a/components/definitions/rewardsExtensions.d.ts b/components/definitions/rewardsExtensions.d.ts
index 9b6f0b4d804d..6df09f63777d 100644
--- a/components/definitions/rewardsExtensions.d.ts
+++ b/components/definitions/rewardsExtensions.d.ts
@@ -183,5 +183,6 @@ declare namespace RewardsExtension {
     withdrawUrl: string
     userName: string
     accountUrl: string
+    loginUrl: string
   }
 }
diff --git a/components/definitions/rewardsTip.d.ts b/components/definitions/rewardsTip.d.ts
index 30094ebb913d..cc1c88bc83b3 100644
--- a/components/definitions/rewardsTip.d.ts
+++ b/components/definitions/rewardsTip.d.ts
@@ -115,5 +115,6 @@ declare namespace RewardsTip {
     withdrawUrl: string
     userName: string
     accountUrl: string
+    loginUrl: string
   }
 }
diff --git a/components/resources/brave_components_strings.grd b/components/resources/brave_components_strings.grd
index 9f00b63b19f2..19f8f0e3cc07 100644
--- a/components/resources/brave_components_strings.grd
+++ b/components/resources/brave_components_strings.grd
@@ -364,6 +364,8 @@
       <message name="IDS_BRAVE_REWARDS_LOCAL_REDIRECT_MODAL_NOT_ALLOWED" desc="">BAT is not currently supported in your region. Please refer <ph name="BEGIN_LINK_REGION_TEXT">&lt;a target="_blank" href="$1"&gt;</ph>here<ph name="END_LINK_REGION_TEXT">&lt;/a&gt;</ph> for updates.</message>
       <message name="IDS_BRAVE_REWARDS_LOCAL_REDIRECT_MODAL_CLOSE" desc="">Close</message>
       <message name="IDS_BRAVE_REWARDS_LOCAL_REDIRECT_MODAL_ERROR_WALLET" desc="">Error creating Brave Browser BAT card</message>
+      <message name="IDS_BRAVE_REWARDS_LOCAL_REDIRECT_MODAL_BAT_LIMIT_TITLE" desc="">You need a verified wallet to Login</message>
+      <message name="IDS_BRAVE_REWARDS_LOCAL_REDIRECT_MODAL_BAT_LIMIT_TEXT" desc="">You need a minimum of 25 BAT to create an Uphold wallet. Please try again after you have verified your wallet with Uphold.</message>
 
       <!-- WebUI rewards internals resources -->
       <message name="IDS_BRAVE_REWARDS_INTERNALS_AMOUNT" desc="Amount">Amount:</message>
@@ -527,6 +529,9 @@
       <message name="IDS_BRAVE_UI_IMPORT" desc="">import</message>
       <message name="IDS_BRAVE_UI_INCLUDE_IN_AUTO" desc="">Include in Auto-Contribute</message>
       <message name="IDS_BRAVE_UI_LEARN_MORE" desc="">Learn More</message>
+      <message name="IDS_BRAVE_UI_LOGIN" desc="">Login</message>
+      <message name="IDS_BRAVE_UI_LOGIN_MESSAGE_TITLE" desc="">Verifying wallet allows you to manage your funds more efficiently.</message>
+      <message name="IDS_BRAVE_UI_LOGIN_MESSAGE_TEXT" desc="">You need to have minimum 25 BAT to create an Uphold account. Please try again later. <ph name="BREAK">&lt;br/&gt;</ph>If you already have a verified Uphold account, continue to login.</message>
       <message name="IDS_BRAVE_UI_MAKE_MONTHLY" desc="">Make this monthly</message>
       <message name="IDS_BRAVE_UI_MANAGE_WALLET" desc="">Manage Your Wallet</message>
       <message name="IDS_BRAVE_UI_MONTH_APR" desc="">Apr</message>
diff --git a/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom b/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom
index 007225658276..1438c91ae25e 100644
--- a/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom
+++ b/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom
@@ -152,6 +152,7 @@ struct ExternalWallet {
   string one_time_string;
   string user_name;
   string account_url;
+  string login_url;
   bool transferred;
 };
 
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_authorization.cc b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_authorization.cc
index 2661124fd6cb..8e703a7a88ca 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_authorization.cc
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_authorization.cc
@@ -38,13 +38,25 @@ void UpholdAuthorization::Authorize(
     callback(ledger::Result::LEDGER_ERROR, {});
     return;
   }
-
   const auto current_one_time = wallet->one_time_string;
 
   // we need to generate new string as soon as authorization is triggered
   wallet->one_time_string = GenerateRandomString(ledger::is_testing);
   ledger_->SaveExternalWallet(ledger::kWalletUphold, wallet->Clone());
 
+  auto it = args.find("error_description");
+  if (it != args.end()) {
+    const std::string message = args.at("error_description");
+    BLOG(1, message);
+    if (message == "User does not meet minimum requirements") {
+      callback(ledger::Result::NOT_FOUND, {});
+      return;
+    }
+
+    callback(ledger::Result::LEDGER_ERROR, {});
+    return;
+  }
+
   if (args.empty()) {
     BLOG(0, "Arguments are empty");
     callback(ledger::Result::LEDGER_ERROR, {});
@@ -52,7 +64,7 @@ void UpholdAuthorization::Authorize(
   }
 
   std::string code;
-  auto it = args.find("code");
+  it = args.find("code");
   if (it != args.end()) {
     code = args.at("code");
   }
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.cc b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.cc
index a170033a300c..2339b36224dc 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.cc
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.cc
@@ -56,9 +56,9 @@ std::string GetACAddress() {
       : kACAddressStaging;
 }
 
-std::string GetVerifyUrl(const std::string& state) {
+std::string GetAuthorizeUrl(const std::string& state, const bool kyc_flow) {
   const std::string id = GetClientId();
-
+  const std::string intention = kyc_flow ? "kyc" : "login";
   const std::string url = GetUrl();
 
   return base::StringPrintf(
@@ -73,10 +73,11 @@ std::string GetVerifyUrl(const std::string& state) {
       "transactions:read "
       "transactions:transfer:application "
       "transactions:transfer:others"
-      "&intention=kyc&"
+      "&intention=%s&"
       "state=%s",
       url.c_str(),
       id.c_str(),
+      intention.c_str(),
       state.c_str());
 }
 
@@ -203,6 +204,7 @@ ledger::ExternalWalletPtr GenerateLinks(ledger::ExternalWalletPtr wallet) {
 
   wallet->verify_url = GenerateVerifyLink(wallet->Clone());
   wallet->account_url = GetAccountUrl();
+  wallet->login_url = GetAuthorizeUrl(wallet->one_time_string, false);
 
   return wallet;
 }
@@ -225,7 +227,7 @@ std::string GenerateVerifyLink(ledger::ExternalWalletPtr wallet) {
     case ledger::WalletStatus::NOT_CONNECTED:
     case ledger::WalletStatus::DISCONNECTED_VERIFIED:
     case ledger::WalletStatus::DISCONNECTED_NOT_VERIFIED: {
-      url = GetVerifyUrl(wallet->one_time_string);
+      url = GetAuthorizeUrl(wallet->one_time_string, true);
       break;
     }
   }
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.h b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.h
index 3853c9523c97..e0bec74f41ba 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.h
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util.h
@@ -40,7 +40,7 @@ std::string GetFeeAddress();
 
 std::string GetACAddress();
 
-std::string GetVerifyUrl(const std::string& state);
+std::string GetAuthorizeUrl(const std::string& state, const bool kyc_flow);
 
 std::string GetAddUrl(const std::string& address);
 
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util_unittest.cc b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util_unittest.cc
index 9fe324b112b9..b37303aeb653 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util_unittest.cc
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/uphold/uphold_util_unittest.cc
@@ -71,10 +71,11 @@ TEST(UpholdUtilTest, GetFeeAddress) {
   ASSERT_EQ(result, kFeeAddressStaging);
 }
 
-TEST(UpholdUtilTest, GetVerifyUrl) {
+TEST(UpholdUtilTest, GetAuthorizeUrl) {
   // production
   ledger::_environment = ledger::Environment::PRODUCTION;
-  std::string result = braveledger_uphold::GetVerifyUrl("rdfdsfsdfsdf");
+  std::string result =
+      braveledger_uphold::GetAuthorizeUrl("rdfdsfsdfsdf", true);
   ASSERT_EQ(result,
       "https://uphold.com/authorize/"
       "6d8d9473ed20be627f71ed46e207f40c004c5b1a?scope=accounts:read "
@@ -85,7 +86,7 @@ TEST(UpholdUtilTest, GetVerifyUrl) {
 
   // staging
   ledger::_environment = ledger::Environment::STAGING;
-  result = braveledger_uphold::GetVerifyUrl("rdfdsfsdfsdf");
+  result = braveledger_uphold::GetAuthorizeUrl("rdfdsfsdfsdf", true);
   ASSERT_EQ(result,
       "https://sandbox.uphold.com/authorize/"
       "4c2b665ca060d912fec5c735c734859a06118cc8?scope=accounts:read "
@@ -93,6 +94,28 @@ TEST(UpholdUtilTest, GetVerifyUrl) {
       "transactions:deposit transactions:read "
       "transactions:transfer:application transactions:transfer:others"
       "&intention=kyc&state=rdfdsfsdfsdf");
+  // production
+  ledger::_environment = ledger::Environment::PRODUCTION;
+  result =
+      braveledger_uphold::GetAuthorizeUrl("rdfdsfsdfsdf", false);
+  ASSERT_EQ(result,
+      "https://uphold.com/authorize/"
+      "6d8d9473ed20be627f71ed46e207f40c004c5b1a?scope=accounts:read "
+      "accounts:write cards:read cards:write user:read "
+      "transactions:deposit transactions:read "
+      "transactions:transfer:application transactions:transfer:others"
+      "&intention=login&state=rdfdsfsdfsdf");
+
+  // staging
+  ledger::_environment = ledger::Environment::STAGING;
+  result = braveledger_uphold::GetAuthorizeUrl("rdfdsfsdfsdf", false);
+  ASSERT_EQ(result,
+      "https://sandbox.uphold.com/authorize/"
+      "4c2b665ca060d912fec5c735c734859a06118cc8?scope=accounts:read "
+      "accounts:write cards:read cards:write user:read "
+      "transactions:deposit transactions:read "
+      "transactions:transfer:application transactions:transfer:others"
+      "&intention=login&state=rdfdsfsdfsdf");
 }
 
 TEST(UpholdUtilTest, GetAddUrl) {