diff --git a/platform/packages/finance/src/duration.rs b/platform/packages/finance/src/duration.rs
index 149ce7112..9c12651a3 100644
--- a/platform/packages/finance/src/duration.rs
+++ b/platform/packages/finance/src/duration.rs
@@ -11,8 +11,9 @@ use sdk::{
 };
 
 use crate::{
+    coin::Coin,
     fraction::Fraction,
-    fractionable::{Fractionable, TimeSliceable},
+    fractionable::{CheckedMultiply, Fractionable, TimeSliceable},
     ratio::Rational,
     zero::Zero,
 };
@@ -108,6 +109,31 @@ impl Duration {
     {
         Rational::new(amount, annual_amount).of(self)
     }
+
+    /// Implementation note: This method uses the checked_mul method to safely perform the multiplication.
+    /// Returns None if the result exceeds the limits of the type.
+    pub fn into_slice_per_ratio_checked<U>(self, amount: U, annual_amount: U) -> Option<Self>
+    where
+        Self: Fractionable<U> + CheckedMultiply<U>,
+        U: Zero + Debug + PartialEq + Copy,
+    {
+        self.checked_mul(amount, annual_amount)
+    }
+}
+
+impl<C> CheckedMultiply<Coin<C>> for Duration {
+    #[track_caller]
+    fn checked_mul(self, parts: Coin<C>, total: Coin<C>) -> Option<Self>
+    where
+        Coin<C>: Zero + Debug + PartialEq<Coin<C>>,
+        Self: Sized,
+    {
+        let d128: u128 = self.into();
+
+        CheckedMultiply::<Coin<C>>::checked_mul(d128, parts, total)
+            .and_then(|res| res.try_into().ok())
+            .map(Self::from_nanos)
+    }
 }
 
 impl From<Duration> for u128 {
diff --git a/platform/packages/finance/src/fractionable/mod.rs b/platform/packages/finance/src/fractionable/mod.rs
index b48a080cd..5f4100ddc 100644
--- a/platform/packages/finance/src/fractionable/mod.rs
+++ b/platform/packages/finance/src/fractionable/mod.rs
@@ -31,14 +31,44 @@ pub trait HigherRank<T> {
     type Intermediate;
 }
 
-impl<T, D, DIntermediate, U> Fractionable<U> for T
+pub trait CheckedMultiply<U> {
+    #[track_caller]
+    fn checked_mul(self, parts: U, total: U) -> Option<Self>
+    where
+        U: Zero + Debug + PartialEq<U>,
+        Self: Sized;
+}
+
+impl<T, D, DIntermediate, U> CheckedMultiply<U> for T
 where
     T: HigherRank<U, Type = D, Intermediate = DIntermediate> + Into<D>,
     D: TryInto<DIntermediate>,
+    DIntermediate: Into<T>,
+    D: Mul<D, Output = D> + Div<D, Output = D>,
+    U: Zero + PartialEq + Into<D> + Debug,
+{
+    fn checked_mul(self, parts: U, total: U) -> Option<Self> {
+        if parts == total {
+            Some(self)
+        } else {
+            let res_double: D = self.into() * parts.into();
+            let res_double = res_double / total.into();
+            res_double
+                .try_into()
+                .ok()
+                .map(|res_intermediate: DIntermediate| res_intermediate.into())
+        }
+    }
+}
+
+impl<T, D, DIntermediate, U> Fractionable<U> for T
+where
+    T: HigherRank<U, Type = D, Intermediate = DIntermediate> + Into<D> + CheckedMultiply<U>,
+    D: TryInto<DIntermediate>,
     <D as TryInto<DIntermediate>>::Error: Debug,
     DIntermediate: Into<T>,
     D: Mul<D, Output = D> + Div<D, Output = D>,
-    U: Zero + PartialEq + Into<D>,
+    U: Zero + PartialEq + Into<D> + Debug,
 {
     #[track_caller]
     fn safe_mul<R>(self, ratio: &R) -> Self
@@ -46,16 +76,8 @@ where
         R: Ratio<U>,
     {
         // TODO debug_assert_eq!(T::BITS * 2, D::BITS);
-
-        if ratio.parts() == ratio.total() {
-            self
-        } else {
-            let res_double: D = self.into() * ratio.parts().into();
-            let res_double = res_double / ratio.total().into();
-            let res_intermediate: DIntermediate =
-                res_double.try_into().expect("unexpected overflow");
-            res_intermediate.into()
-        }
+        self.checked_mul(ratio.parts(), ratio.total())
+            .expect("unexpected overflow")
     }
 }
 
diff --git a/protocol/contracts/lease/src/lease/due.rs b/protocol/contracts/lease/src/lease/due.rs
index b4b1f1526..956a19461 100644
--- a/protocol/contracts/lease/src/lease/due.rs
+++ b/protocol/contracts/lease/src/lease/due.rs
@@ -24,13 +24,12 @@ impl DueTrait for State {
                 Duration::YEAR,
             );
 
-            // FIX for PR#294
-            let ratio_threshold = Duration::MAX.nanos() / Duration::YEAR.nanos();
-            if Some(overdue_left) >= total_interest_a_year.checked_mul(ratio_threshold.into()) {
-                Duration::MAX
-            } else {
-                Duration::YEAR.into_slice_per_ratio(overdue_left, total_interest_a_year)
-            }
+            // FIX for PR#370
+            Duration::YEAR
+                .into_slice_per_ratio_checked(overdue_left, total_interest_a_year)
+                .map_or(Duration::MAX, |time_to_accrue_min_amount| {
+                    time_to_accrue_min_amount
+                })
         };
         let time_to_collect = self.overdue.start_in().max(time_to_accrue_min_amount);
         if time_to_collect == Duration::default() {