diff --git a/src/components/MoneyReportHeader.tsx b/src/components/MoneyReportHeader.tsx
index 5209ab894828..0c478e125def 100644
--- a/src/components/MoneyReportHeader.tsx
+++ b/src/components/MoneyReportHeader.tsx
@@ -54,6 +54,7 @@ function MoneyReportHeader({session, policy, chatReport, nextStep, report: money
     const {reimbursableSpend} = ReportUtils.getMoneyRequestSpendBreakdown(moneyRequestReport);
     const isApproved = ReportUtils.isReportApproved(moneyRequestReport);
     const isSettled = ReportUtils.isSettled(moneyRequestReport.reportID);
+    const canAllowSettlement = ReportUtils.hasUpdatedTotal(moneyRequestReport);
     const policyType = policy?.type;
     const isPolicyAdmin = policyType !== CONST.POLICY.TYPE.PERSONAL && policy?.role === CONST.POLICY.ROLE.ADMIN;
     const isAutoReimbursable = ReportUtils.canBeAutoReimbursed(moneyRequestReport, policy);
@@ -140,6 +141,7 @@ function MoneyReportHeader({session, policy, chatReport, nextStep, report: money
                             shouldShowApproveButton={shouldShowApproveButton}
                             style={[styles.pv2]}
                             formattedAmount={formattedAmount}
+                            isDisabled={!canAllowSettlement}
                         />
                     </View>
                 )}
@@ -171,6 +173,7 @@ function MoneyReportHeader({session, policy, chatReport, nextStep, report: money
                             shouldHidePaymentOptions={!shouldShowPayButton}
                             shouldShowApproveButton={shouldShowApproveButton}
                             formattedAmount={formattedAmount}
+                            isDisabled={!canAllowSettlement}
                         />
                     </View>
                 )}
diff --git a/src/components/ReportActionItem/MoneyReportView.tsx b/src/components/ReportActionItem/MoneyReportView.tsx
index 3c0e50b2c940..e2021360c11a 100644
--- a/src/components/ReportActionItem/MoneyReportView.tsx
+++ b/src/components/ReportActionItem/MoneyReportView.tsx
@@ -44,6 +44,7 @@ function MoneyReportView({report, policy, policyReportFields, shouldShowHorizont
     const {isSmallScreenWidth} = useWindowDimensions();
     const {canUseReportFields} = usePermissions();
     const isSettled = ReportUtils.isSettled(report.reportID);
+    const isTotalUpdated = ReportUtils.hasUpdatedTotal(report);
 
     const {totalDisplaySpend, nonReimbursableSpend, reimbursableSpend} = ReportUtils.getMoneyRequestSpendBreakdown(report);
 
@@ -119,7 +120,7 @@ function MoneyReportView({report, policy, policyReportFields, shouldShowHorizont
                         )}
                         <Text
                             numberOfLines={1}
-                            style={[styles.taskTitleMenuItem, styles.alignSelfCenter]}
+                            style={[styles.taskTitleMenuItem, styles.alignSelfCenter, !isTotalUpdated && styles.offlineFeedback.pending]}
                         >
                             {formattedTotalAmount}
                         </Text>
diff --git a/src/components/ReportActionItem/ReportPreview.tsx b/src/components/ReportActionItem/ReportPreview.tsx
index bdb3bbd2bb33..13c9d547ea57 100644
--- a/src/components/ReportActionItem/ReportPreview.tsx
+++ b/src/components/ReportActionItem/ReportPreview.tsx
@@ -130,9 +130,11 @@ function ReportPreview({
     const isDraftExpenseReport = isPolicyExpenseChat && ReportUtils.isDraftExpenseReport(iouReport);
 
     const isApproved = ReportUtils.isReportApproved(iouReport);
+    const canAllowSettlement = ReportUtils.hasUpdatedTotal(iouReport);
     const isMoneyRequestReport = ReportUtils.isMoneyRequestReport(iouReport);
     const transactionsWithReceipts = ReportUtils.getTransactionsWithReceipts(iouReportID);
     const numberOfScanningReceipts = transactionsWithReceipts.filter((transaction) => TransactionUtils.isReceiptBeingScanned(transaction)).length;
+
     const hasReceipts = transactionsWithReceipts.length > 0;
     const isScanning = hasReceipts && areAllRequestsBeingSmartScanned;
     const hasErrors = (hasReceipts && hasMissingSmartscanFields) || (canUseViolations && ReportUtils.hasViolations(iouReportID, transactionViolations));
@@ -307,6 +309,7 @@ function ReportPreview({
                                         horizontal: CONST.MODAL.ANCHOR_ORIGIN_HORIZONTAL.RIGHT,
                                         vertical: CONST.MODAL.ANCHOR_ORIGIN_VERTICAL.BOTTOM,
                                     }}
+                                    isDisabled={!canAllowSettlement}
                                 />
                             )}
                             {shouldShowSubmitButton && (
diff --git a/src/libs/ReportUtils.ts b/src/libs/ReportUtils.ts
index 568ce49ff961..c3de0f9f749f 100644
--- a/src/libs/ReportUtils.ts
+++ b/src/libs/ReportUtils.ts
@@ -4648,6 +4648,21 @@ function shouldDisplayThreadReplies(reportAction: OnyxEntry<ReportAction>, repor
     return hasReplies && !!reportAction?.childCommenterCount && !isThreadFirstChat(reportAction, reportID);
 }
 
+/**
+ * Check if money report has any transactions updated optimistically
+ */
+function hasUpdatedTotal(report: OnyxEntry<Report>): boolean {
+    if (!report) {
+        return true;
+    }
+
+    const transactions = TransactionUtils.getAllReportTransactions(report.reportID);
+    const hasPendingTransaction = transactions.some((transaction) => !!transaction.pendingAction);
+    const hasTransactionWithDifferentCurrency = transactions.some((transaction) => transaction.currency !== report.currency);
+
+    return !(hasPendingTransaction && hasTransactionWithDifferentCurrency);
+}
+
 /**
  * Disable reply in thread action if:
  *
@@ -4946,6 +4961,7 @@ export {
     isReportParticipant,
     isValidReport,
     isReportFieldOfTypeTitle,
+    hasUpdatedTotal,
     isReportFieldDisabled,
     getAvailableReportFields,
     getAllAncestorReportActionIDs,