diff --git a/src/Tingle.EventBus/Configuration/EventRegistration.cs b/src/Tingle.EventBus/Configuration/EventRegistration.cs
index 095463fb..9d0da9cb 100644
--- a/src/Tingle.EventBus/Configuration/EventRegistration.cs
+++ b/src/Tingle.EventBus/Configuration/EventRegistration.cs
@@ -1,4 +1,5 @@
-using Polly.Retry;
+using Polly;
+using Polly.Retry;
 using Tingle.EventBus.Serialization;
 
 namespace Tingle.EventBus.Configuration;
@@ -51,10 +52,9 @@ public EventRegistration(Type eventType)
     public Type? EventSerializerType { get; set; }
 
     /// <summary>
-    /// The retry policy to apply when in addition to what may be provided by the SDKs for each transport.
-    /// When set to <see langword="null"/>, no additional retry policy is applied.
-    /// Defaults to <see langword="null"/>.
-    /// When this value is set, it overrides the default value set on the transport or the bus.
+    /// The retry policy to apply specifically for this event.
+    /// This is in addition to what may be provided by the SDKs for each transport.
+    /// When provided alongside policies on the transport and the bus, it is used as the inner most policy.
     /// </summary>
     /// <remarks>
     /// When a value is provided, the transport may extend the lock for the
@@ -78,6 +78,12 @@ public EventRegistration(Type eventType)
     /// </summary>
     public IDictionary<string, object> Metadata { get; set; } = new Dictionary<string, object>();
 
+    /// <summary>Whether the execution policies have been merged.</summary>
+    internal bool MergedExecutionPolicies { get; set; } = false;
+
+    /// <summary>The final policy used in executions for the event and it's consumers.</summary>
+    internal IAsyncPolicy ExecutionPolicy { get; set; } = Policy.NoOpAsync();
+
     #region Equality Overrides
 
     /// <inheritdoc/>
diff --git a/src/Tingle.EventBus/DependencyInjection/EventBusOptions.cs b/src/Tingle.EventBus/DependencyInjection/EventBusOptions.cs
index 3161c2f8..0bf2c97b 100644
--- a/src/Tingle.EventBus/DependencyInjection/EventBusOptions.cs
+++ b/src/Tingle.EventBus/DependencyInjection/EventBusOptions.cs
@@ -24,6 +24,17 @@ public class EventBusOptions
     /// </summary>
     public EventBusNamingOptions Naming { get; } = new EventBusNamingOptions();
 
+    /// <summary>
+    /// Optional retry policy to apply to the bus.
+    /// When provided alongside policies on the transport and the event registration, it is used as the putter most policy.
+    /// Defaults to <see langword="null"/>.
+    /// </summary>
+    /// <remarks>
+    /// To specify a value on an event registration, use <see cref="EventRegistration.RetryPolicy"/>.
+    /// To specify a value on a transport, use <see cref="EventBusTransportOptions.RetryPolicy"/> for the specific transport.
+    /// </remarks>
+    public AsyncRetryPolicy? RetryPolicy { get; set; }
+
     /// <summary>
     /// Indicates if the messages/events produced require guard against duplicate messages.
     /// If <see langword="true"/>, duplicate messages having the same <see cref="EventContext.Id"/>
@@ -53,14 +64,6 @@ public class EventBusOptions
     /// </summary>
     public EventIdFormat DefaultEventIdFormat { get; set; } = EventIdFormat.Guid;
 
-    /// <summary>
-    /// Optional default retry policy to use where it is not specified.
-    /// To specify a value per consumer, use the <see cref="EventRegistration.RetryPolicy"/> option.
-    /// To specify a value per transport, use the <see cref="EventBusTransportOptions.DefaultRetryPolicy"/> option on the specific transport.
-    /// Defaults to <see langword="null"/>.
-    /// </summary>
-    public AsyncRetryPolicy? DefaultRetryPolicy { get; set; }
-
     /// <summary>
     /// Optional default behaviour for errors encountered in a consumer but are not handled.
     /// To specify a value per consumer, use the <see cref="EventConsumerRegistration.UnhandledErrorBehaviour"/> option.
diff --git a/src/Tingle.EventBus/PollyHelper.cs b/src/Tingle.EventBus/PollyHelper.cs
new file mode 100644
index 00000000..1f11514a
--- /dev/null
+++ b/src/Tingle.EventBus/PollyHelper.cs
@@ -0,0 +1,38 @@
+using Microsoft.Extensions.DependencyInjection;
+using Polly;
+using Tingle.EventBus.Configuration;
+using Tingle.EventBus.Transports;
+
+namespace Tingle.EventBus;
+
+internal static class PollyHelper
+{
+    public static void Combine(EventBusOptions busOptions, EventBusTransportOptions transportOptions, EventRegistration registration)
+    {
+        if (busOptions is null) throw new ArgumentNullException(nameof(busOptions));
+        if (transportOptions is null) throw new ArgumentNullException(nameof(transportOptions));
+        if (registration is null) throw new ArgumentNullException(nameof(registration));
+
+        // if the policies have been merged, there is no need to repeat the process
+        if (registration.MergedExecutionPolicies) return;
+
+        registration.ExecutionPolicy = CombineInternal(busOptions, transportOptions, registration);
+        registration.MergedExecutionPolicies = true;
+    }
+
+    private static IAsyncPolicy CombineInternal(EventBusOptions busOptions, EventBusTransportOptions transportOptions, EventRegistration registration)
+    {
+        var policies = new IAsyncPolicy?[] {
+            busOptions.RetryPolicy,          // outer
+            transportOptions.RetryPolicy,
+            registration.RetryPolicy,               // inner
+        }.Where(p => p is not null).Select(p => p!).ToArray();
+
+        return policies.Length switch
+        {
+            0 => Policy.NoOpAsync(),            // if there are none, return No-Op, if
+            1 => policies[0],                   // a single policy can just be used (no need to combine)
+            _ => Policy.WrapAsync(policies),    // more than one needs to be combined
+        };
+    }
+}
diff --git a/src/Tingle.EventBus/Transports/EventBusTransport.cs b/src/Tingle.EventBus/Transports/EventBusTransport.cs
index f7572592..17204f1c 100644
--- a/src/Tingle.EventBus/Transports/EventBusTransport.cs
+++ b/src/Tingle.EventBus/Transports/EventBusTransport.cs
@@ -80,9 +80,8 @@ public virtual Task StartAsync(CancellationToken cancellationToken)
         var registrations = GetRegistrations();
         foreach (var reg in registrations)
         {
-            // Set publish retry policy
-            reg.RetryPolicy ??= Options.DefaultRetryPolicy;
-            reg.RetryPolicy ??= BusOptions.DefaultRetryPolicy;
+            // Combine the retry policies
+            PollyHelper.Combine(BusOptions, Options, reg);
 
             foreach (var ecr in reg.Consumers)
             {
@@ -111,16 +110,9 @@ public virtual Task StopAsync(CancellationToken cancellationToken)
                                                                      CancellationToken cancellationToken = default)
         where TEvent : class
     {
-        // publish, with retry if specified
-        var retryPolicy = registration.RetryPolicy;
-        if (retryPolicy != null)
-        {
-            return await retryPolicy.ExecuteAsync(ct => PublishCoreAsync(@event, registration, scheduled, ct), cancellationToken).ConfigureAwait(false);
-        }
-        else
-        {
-            return await PublishCoreAsync(@event, registration, scheduled, cancellationToken).ConfigureAwait(false);
-        }
+        // publish, with resilience policies
+        return await registration.ExecutionPolicy.ExecuteAsync(
+            ct => PublishCoreAsync(@event, registration, scheduled, ct), cancellationToken).ConfigureAwait(false);
     }
 
     /// <inheritdoc/>
@@ -130,16 +122,9 @@ public virtual Task StopAsync(CancellationToken cancellationToken)
                                                                             CancellationToken cancellationToken = default)
         where TEvent : class
     {
-        // publish, with retry if specified
-        var retryPolicy = registration.RetryPolicy;
-        if (retryPolicy != null)
-        {
-            return await retryPolicy.ExecuteAsync(ct => PublishCoreAsync(events, registration, scheduled, ct), cancellationToken).ConfigureAwait(false);
-        }
-        else
-        {
-            return await PublishCoreAsync(events, registration, scheduled, cancellationToken).ConfigureAwait(false);
-        }
+        // publish, with resilience policies
+        return await registration.ExecutionPolicy.ExecuteAsync(
+            ct => PublishCoreAsync(events, registration, scheduled, ct), cancellationToken).ConfigureAwait(false);
     }
 
     /// <inheritdoc/>
@@ -164,32 +149,18 @@ public virtual Task StopAsync(CancellationToken cancellationToken)
     public virtual async Task CancelAsync<TEvent>(string id, EventRegistration registration, CancellationToken cancellationToken = default)
         where TEvent : class
     {
-        // cancel, with retry if specified
-        var retryPolicy = registration.RetryPolicy;
-        if (retryPolicy != null)
-        {
-            await retryPolicy.ExecuteAsync(ct => CancelCoreAsync<TEvent>(id, registration, ct), cancellationToken).ConfigureAwait(false);
-        }
-        else
-        {
-            await CancelCoreAsync<TEvent>(id, registration, cancellationToken).ConfigureAwait(false);
-        }
+        // cancel, with resilience policies
+        await registration.ExecutionPolicy.ExecuteAsync(
+            ct => CancelCoreAsync<TEvent>(id, registration, ct), cancellationToken).ConfigureAwait(false);
     }
 
     /// <inheritdoc/>
     public virtual async Task CancelAsync<TEvent>(IList<string> ids, EventRegistration registration, CancellationToken cancellationToken = default)
         where TEvent : class
     {
-        // cancel, with retry if specified
-        var retryPolicy = registration.RetryPolicy;
-        if (retryPolicy != null)
-        {
-            await retryPolicy.ExecuteAsync(ct => CancelCoreAsync<TEvent>(ids, registration, ct), cancellationToken).ConfigureAwait(false);
-        }
-        else
-        {
-            await CancelCoreAsync<TEvent>(ids, registration, cancellationToken).ConfigureAwait(false);
-        }
+        // cancel, with resilience policies
+        await registration.ExecutionPolicy.ExecuteAsync(
+            ct => CancelCoreAsync<TEvent>(ids, registration, ct), cancellationToken).ConfigureAwait(false);
     }
 
     /// <inheritdoc/>
@@ -332,16 +303,9 @@ protected async Task<EventConsumeResult> ConsumeAsync<TEvent, TConsumer>(EventRe
             // Resolve the consumer
             var consumer = ActivatorUtilities.GetServiceOrCreateInstance<TConsumer>(scope.ServiceProvider);
 
-            // Invoke handler method, with retry if specified
-            var retryPolicy = registration.RetryPolicy;
-            if (retryPolicy != null)
-            {
-                await retryPolicy.ExecuteAsync(ct => consumer.ConsumeAsync(@event, ct), cancellationToken).ConfigureAwait(false);
-            }
-            else
-            {
-                await consumer.ConsumeAsync(@event, cancellationToken).ConfigureAwait(false);
-            }
+            // Invoke handler method, with resilience policies
+            await registration.ExecutionPolicy.ExecuteAsync(
+                ct => consumer.ConsumeAsync(@event, ct), cancellationToken).ConfigureAwait(false);
 
             return new EventConsumeResult(successful: true, exception: null);
         }
diff --git a/src/Tingle.EventBus/Transports/EventBusTransportOptions.cs b/src/Tingle.EventBus/Transports/EventBusTransportOptions.cs
index 15e64301..d224a52c 100644
--- a/src/Tingle.EventBus/Transports/EventBusTransportOptions.cs
+++ b/src/Tingle.EventBus/Transports/EventBusTransportOptions.cs
@@ -9,6 +9,18 @@ namespace Tingle.EventBus.Transports;
 /// </summary>
 public abstract class EventBusTransportOptions
 {
+    /// <summary>
+    /// Optional retry policy to apply specifically for this transport.
+    /// This is in addition to what may be provided by the transport SDKs.
+    /// When provided alongside policies on the bus and the event registration,
+    /// it is configured inner to the one on the bus and outer to the one on the event registration.
+    /// </summary>
+    /// <remarks>
+    /// To specify a value on an event registration, use <see cref="EventRegistration.RetryPolicy"/>.
+    /// To specify a value on the bus, use <see cref="EventBusOptions.RetryPolicy"/>.
+    /// </remarks>
+    public AsyncRetryPolicy? RetryPolicy { get; set; }
+
     /// <summary>
     /// The delay to introduce every time zero messages are received.
     /// This eases on the CPU consumption and reduces the query costs.
@@ -48,13 +60,6 @@ public abstract class EventBusTransportOptions
     /// </summary>
     public EventIdFormat? DefaultEventIdFormat { get; set; }
 
-    /// <summary>
-    /// Optional default retry policy to use where it is not specified.
-    /// This value overrides the default value set on the bus via <see cref="EventBusOptions.DefaultRetryPolicy"/>.
-    /// To specify a value per consumer, use the <see cref="EventRegistration.RetryPolicy"/> option.
-    /// </summary>
-    public AsyncRetryPolicy? DefaultRetryPolicy { get; set; }
-
     /// <summary>
     /// Optional default behaviour for errors encountered in a consumer but are not handled.
     /// This value overrides the default value set on the bus via <see cref="EventBusOptions.DefaultUnhandledConsumerErrorBehaviour"/>.