Rapyd: Add fields and update stored credential method

Local:
5588 tests, 77761 assertions, 0 failures, 19 errors, 0 pendings, 0 omissions, 0 notifications
99.66% passed

Unit:
27 tests, 137 assertions, 0 failures, 0 errors, 0 pendings, 0 omissions, 0 notifications
100% passed

Remote:
34 tests, 95 assertions, 0 failures, 0 errors, 0 pendings, 0 omissions, 0 notifications
100% passed

CHANGELOG

@@ -6,6 +6,7 @@
 * TNS: Use the specified order_id in request if available [yunnydang] #4880
 * Cybersource: Support recurring apple pay [aenand] #4874
 * Verve BIN ranges and add card type to Rapyd gateway [jherreraa] #4875
+* Rapyd: Add network_reference_id, initiation_type, and update stored credential method [yunnydang] #4877
 
 == Version 1.135.0 (August 24, 2023)
 * PaymentExpress: Correct endpoints [steveh] #4827

lib/active_merchant/billing/gateways/rapyd.rb

@@ -141,10 +141,22 @@ def add_payment(post, payment, options)
       end
 
       def add_stored_credential(post, options)
-        return unless stored_credential = options[:stored_credential]
+        add_network_reference_id(post, options)
+        add_initiation_type(post, options)
+      end
+
+      def add_network_reference_id(post, options)
+        return unless options[:stored_credential] || options[:network_transaction_id]
+
+        network_transaction_id = options[:network_transaction_id] || options[:stored_credential][:network_transaction_id]
+        post[:payment_method][:fields][:network_reference_id] = network_transaction_id if network_transaction_id
+      end
+
+      def add_initiation_type(post, options)
+        return unless options[:stored_credential] || options[:initiation_type]
 
-        post[:payment_method][:fields][:network_reference_id] = stored_credential[:network_transaction_id] if stored_credential[:network_transaction_id]
-        post[:initiation_type] = stored_credential[:reason_type] if stored_credential[:reason_type]
+        initiation_type = options[:initiation_type] || options[:stored_credential][:reason_type]
+        post[:initiation_type] = initiation_type if initiation_type
       end
 
       def add_creditcard(post, payment, options)

test/remote/gateways/remote_rapyd_test.rb

@@ -19,6 +19,17 @@ def setup
       billing_address: address(name: 'Jim Reynolds'),
       order_id: '987654321'
     }
+    @stored_credential_options = {
+      pm_type: 'gb_visa_card',
+      currency: 'GBP',
+      complete_payment_url: 'https://www.rapyd.net/platform/collect/online/',
+      error_payment_url: 'https://www.rapyd.net/platform/collect/online/',
+      description: 'Describe this transaction',
+      statement_descriptor: 'Statement Descriptor',
+      email: '[email protected]',
+      billing_address: address(name: 'Jim Reynolds'),
+      order_id: '987654321'
+    }
     @ach_options = {
       pm_type: 'us_ach_bank',
       currency: 'USD',
@@ -81,15 +92,25 @@ def test_success_purchase_without_address_object_customer
   end
 
   def test_successful_subsequent_purchase_with_stored_credential
-    @options[:currency] = 'GBP'
-    @options[:pm_type] = 'gb_visa_card'
-    @options[:complete_payment_url] = 'https://www.rapyd.net/platform/collect/online/'
-    @options[:error_payment_url] = 'https://www.rapyd.net/platform/collect/online/'
+    # Rapyd requires a random int between 10 and 15 digits for NTID
+    response = @gateway.purchase(15000, @credit_card, @stored_credential_options.merge(stored_credential: { network_transaction_id: rand.to_s[2..11], reason_type: 'recurring' }))
+    assert_success response
+    assert_equal 'SUCCESS', response.message
+  end
+
+  def test_successful_purchase_with_network_transaction_id_and_initiation_type_fields
+    # Rapyd requires a random int between 10 and 15 digits for NTID
+    response = @gateway.purchase(15000, @credit_card, @stored_credential_options.merge(network_transaction_id: rand.to_s[2..11], initiation_type: 'customer_present'))
+    assert_success response
+    assert_equal 'SUCCESS', response.message
+  end
 
+  def test_successful_purchase_with_network_transaction_id_and_initiation_type_fields_along_with_stored_credentials
     # Rapyd requires a random int between 10 and 15 digits for NTID
-    response = @gateway.purchase(15000, @credit_card, @options.merge({ stored_credential: { network_transaction_id: rand.to_s[2..11], reason_type: 'recurring' } }))
+    response = @gateway.purchase(15000, @credit_card, @stored_credential_options.merge(stored_credential: { network_transaction_id: rand.to_s[2..11], reason_type: 'recurring' }, network_transaction_id: rand.to_s[2..11], initiation_type: 'customer_present'))
     assert_success response
     assert_equal 'SUCCESS', response.message
+    assert_equal 'customer_present', response.params['data']['initiation_type']
   end
 
   def test_successful_purchase_with_address

test/unit/gateways/rapyd_test.rb

@@ -122,6 +122,19 @@ def test_successful_purchase_with_stored_credential
     end.respond_with(successful_purchase_response)
   end
 
+  def test_successful_purchase_with_network_transaction_id_and_initiation_type_fields
+    @options[:network_transaction_id] = '54321'
+    @options[:initiation_type] = 'customer_present'
+
+    stub_comms(@gateway, :ssl_request) do
+      @gateway.purchase(@amount, @credit_card, @options)
+    end.check_request do |_method, _endpoint, data, _headers|
+      request = JSON.parse(data)
+      assert_equal request['payment_method']['fields']['network_reference_id'], @options[:network_transaction_id]
+      assert_equal request['initiation_type'], @options[:initiation_type]
+    end.respond_with(successful_purchase_response)
+  end
+
   def test_successful_purchase_with_3ds_gateway_specific
     @options[:three_d_secure] = {
       required: true,